Loan Programs
We are paired with lenders who offer streamlined mortgages for commercial and investment residential property (no personal residences). Rural locations, foreign nationals, special-purpose property (even land), and other financing barriers can be considered.
Purchase, refinance, fix-and-flip, construction, development, bridge, and cash-out loans are available in all 50 States + D.C. Our team is experienced with complex commercial loan structures, and we provide flexible and creative short-term and long-term mortgages secured by a variety of property types. Click below to learn more and to be contacted by a team member.
DSCR, known as Debt Service Coverage Ratio means your loan is qualified based on the cashflow / market rents of the subject property. No income docs are required.
In addition to our commercial loan products, we also offer residential loan products such as, Conventional, FHA, USDA, and NON-QM loans.
COMMERCIAL INVESTING
OWNER-OCCUPIED COMMERCIAL PROPERTY
RESIDENTIAL
Business Owned Program
- 10 yr I/O fixed rate 3-6%
- No collateral
- No credit check
- Non-recourse
- No source or Season on funds
- 10% escrow of the loan amount....No payments for 3.5 yrs
This business owned program allows business owners to increase the loan to recapture the escrow and fees with no payments for 3.5yrs. A UCC (Uniform Commercial Code) lien is placed on the business if the loan defaults for 180 days; subsequently the lender then becomes part of the business until the borrower recoups their loan. All borrowers are required to provide proof of 5 months of their business banking statements to substantiate the I/O payment is flowing through the business. Once 3yrs 6 months has concluded, the borrower will begin making their I/O payment.
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